PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS SITE.
By accessing the CreditXS.com website and by using the services offered on this site, you are agreeing to be bound by the terms and conditions (Terms) mentioned below. If you do not agree to each of the Terms given below, do not use the site or its services. By using the website, you agree that these Terms are the legal equivalent of a signed and written legal contract between you and the sponsor of this website. You also agree that these Terms are legally binding without limitation or qualification.
CreditXS.com reserves the right, at its sole discretion, to revise or update the Terms. You agree to accept notice of any changes and agree to any changes in these Terms by the posting of modified Terms on this website. Please check the Terms regularly to remain updated about any modifications or change.
The terms “you” refers to you as an individual, and in the case of a business entity, the specific business entity and you as an individual authorized by the business entity to agree to the Terms and bind the business entity to these Terms.
The terms “we”, “our” or “us” refer to CreditXS.com.
1. We do not take responsibility for links to content provided by others
Links to other websites provided by third parties are offered only for your information and convenience. The content available via such links is not under our control and we do not take responsibility for it.
CreditXS.com may, from time to time, contain links to other sites, including banner advertisements or hyperlinks. We do not own or control such links. These are only provided for your convenience. If you visit another website via a link provided on our website, you do so at your own risk, subject to the terms of use put forth by that website. We reserve the right to terminate a link to another website at any point of time. When we provide a link to a website, it in no way implies that we endorse, sponsor or authorize that site, or that we are affiliated in any way to that site’s sponsors or owners.
You many not link to CreditXS.com without our written consent. If you wish to link to this website, please contact us via the Contact and Notification Information given below.
2. Our Copyright and Your Restricted Use
All the content on this website, including but not limited to all images, icons, logos, text, ideas, expressions, music and software, is copyrighted and protected by worldwide and US copyright laws and treaty provisions. This website’s content is also protected by trademark and patent laws, laws of privacy and publicity, and other communication statutes and regulations. You are not permitted to transmit to or post on this website any threatening, defamatory, libelous, obscene, inflammatory, pornographic, scandalous, immoral, profane or unlawful material, or any other content that could lead to any civil or criminal liability under the law.
Any commercial use of this website or its content beyond the specific use licensed herein or via written authorization from CreditXS.com is prohibited. You may print the information contained on this website only for your personal use, subject to the following:
- You may not reproduce distribute any of the content, including both text and images, to others or substantially copy the information on your own server without the prior written consent of the sponsor(s) of this website.
- You may not modify any of the content or make derivative works based on the content.
- You must retain all copyrights, service marks and other proprietary notices on all copies from the websites. We reserve the right to revoke this right at any time.
3. Limited Liability
Although we attempt to provide timely and accurate information on this website, there may be inadvertent, factual or technical inaccuracies or typographical mistakes. In addition, there are certain aspects of your link to the internet, your computer, your web usage and e-mail that we cannot control. We, therefore, do not claim that the operation of this website will be error free or uninterrupted, and we will not be held liable for the consequences of any errors, interruptions or loss. For these reasons, we cannot guarantee the accuracy, timeliness or completeness of the information, text, links, graphics or any other items on this website or the privacy of responses to you via e-mail.
All existing and potential customers are invited to contact us or our agents via non-Internet based means for crucial personal transactions. However, under no circumstances will we be liable for any direct or indirect, incidental, special or consequential damages that may arise in connection with this website or from your use of or inability to use this website, or in connection with any performance failure, omission, error, delay, interruption or defect in transmission or operation, computer virus, or system or line failure, or disclosure of information during a reply to you via e-mail or any other electronic means, even if CreditXS.com or its representatives are thereof advised of the possibility of such expenses, damages or losses.
Some jurisdictions do not allow the limitation or exclusion of liability for consequential damages. In such jurisdiction, our liability will be limited to the greatest extent permitted by law.
The contents of this website are provided “as is”, without any guarantees or warranties of any kind, either implied or expressed, including but not limited to implied warranties of merchantability and fitness for a specific purpose.
We also do not assume responsibility or be held responsible for any viruses that may infect or damage you computer equipment or any other property as a result of your access to, browsing or use of, or downloading any type of content from this website.
We do not guarantee nor represent that your use of any material displayed on this website will not infringe rights of third parties not affiliated to or owned by CreditXS.com.
We reserve the right to make any modifications or changes to any of the contents or the Terms on this site at any time, without notice.
4. We are not a debt settlement company
CreditXS.com does not offer any debt settlement or negotiation services. The information contained on this website does not constitute debt settlement advice, service or product. This website may contain information and press releases about the website sponsor, and although all the information is believed to be accurate as of the date of preparation, the website sponsor disclaims any obligation or duty to update such information.
Any information or materials offered by our partners regarding debt negotiation is believed to be accurate as of the date of preparation. CreditXS.com will not be held responsible for any obligation or guarantee related to such information and materials.
5. You Grant Permission for Us to Collect and Use Information about You
You hereby grant permission to the website sponsor to collect aggregate information, which is not personally identifiable to you, about your use of this website. You also grant us permission to use this information as well as information that is personally identifiable to you (and/or others) that you send us to provide the services that you have requested for.
6. No Use of Website by Minors
No individual under the age of 18 may use this website. We do not knowingly solicit business from minors and request any individual below the age of 18 to have their parent or guardian contact us. If you are below 18 years of age, please leave this website immediately. You also agree to report all information you might have about any individual under the age of 18 who uses this website to us using the Contact and Notification Information given below.
7. We do NOT Guarantee Confidentiality of Internet
Although we attempt to protect all information you send us, we cannot guarantee that information sent via the Internet is completely confidential. There are certain aspects of your computer, Internet usage and links to the Internet that we cannot control. Therefore, the transmission of information via the Internet to us shall be undertaken at your own risk.
8. You Grant Permission for E-mail Responses to Inquiries
We will respond to any inquiries made by you or any questions put to us by you via e-mail, if you provide us an e-mail address for correspondence. However, please note that we cannot guarantee complete confidentiality of information sent via e-mail due to certain aspects of electronic transfer, as well as due to others who might have access to your computer or the e-mail address to which the response is sent.
You hereby provide consent to receiving responses to your inquiries and questions via e-mail at your own risk, unless you specifically state in capital letters within your inquiry or question as follows: “DO NOT RESPOND TO THIS INQUIRY VIA E-MAIL”
9. Dispute Resolution
Any controversy or claim arising out of or related to the use of this website or the services provided by CreditXS.com, or any acts or omissions for which you may hold CreditXS.com liable will be settled finally and exclusively via binding arbitration in accordance with commercial arbitration rules of the American Arbitration Association, in effect at the time of the dispute. The arbitration will be conducted within the state in which the physical offices of CreditXS.com are situated and judgment on the arbitration award will be entered into any court of competent jurisdiction in the state in question.
The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of the arbitration under this agreement with arbitration of disputes or claims of any non-party, regardless of the nature of the dispute.
These terms establish that all disputes between you and CreditXS.com will be resolved via binding arbitration. Therefore, you give up the right to go to court to assert or defend your rights. You also surrender your right to participate in or bring class action against CreditXS.com. Your rights will be determined by neutral arbitrators and nor a judge or jury. By using CreditXS.com’s services, you consent to these restrictions.
You also agree to file any claims of cause of action arising out of or related to the use of the services offered by this website within one (1) year of such claims or cause of action arising or be forever banned.
10. Termination of Services
CreditXS.com reserves the right in its sole discretion to terminate, suspend or restrict this website, services, access or information for you at any time and for any reason, without prior notice or liability.
DISCLAIMER
This website and the information, products and services associated with it are provided “as is”. CreditXS.com explicitly disclaims any warranty of any kind, whether implied or expressed, as to any matter whatsoever related to this website and any information, products and services provided herein, included but not limited to the warrantees of title, non-infringement, merchantability or fitness for a particular purpose. CreditXS.com offers no warranty as to the results that may be achieved by using this website and the information, products and services it provides. Use of this website and/or CreditXS.com’s services is at your own risk.
CreditXS.com and/or its participating lenders, advertisers and/or partners, affiliates and employees will not be liable for any direct, indirect, consequential, incidental, special or punitive damages or other injury arising out of or in any way associated with the use of this website and/or in any way related to the use of this website and/or CreditXS.com’s services or with the delay and inability to use this website, or for any information, products or services obtained from this website or arising out of the use of this website.
Some states do not allow the limitation of liability and disclaimer of implied warranties. Therefore, the disclaimers and limitations give above may not apply to you. In such states, the liability of CreditXS.com and its partners, participating lenders and their directors, officers, agents, affiliates, subsidiaries and employees are limited to the greatest extent permitted by law.
Contact and Notification Information
You may contact us using the following information:
CreditXS.com
1661, Tennessee Street
#27, San Fransisco, CA 94107
Phone: 800 880 2018
© 2011 CreditXS.com. All rights are reserved worldwide. No portion of this site may be copied or reproduced in any form or manner other than stated herein without the written permission of CreditXS.com.